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GERRARD Send Money Africa Developing Markets Associates Chris Gerrard April 2012 Contents Send Money Africa AIR Project Objectives Methodology Main Findings Send Money Africa Send Money Africa, established in 2011 Funded as part of the African Institute for Remittances (AIR) Project AIR Project objective:

 decent work for all, with labour rights, as a goal for all countries but with explicit reference to protection of migrant workers regardless of status universal publicly-funded and delivered social protection in critical areas of community well-being Migrant earnings and remittances are important contributors to family and community development.

These remittances very often exceed official development assistance and foreign direct investment.

ΠThe USA is also the largest source of foreign direct investment (FDI) in the country and an important source of remittances for the Mexican economy;

Itália (IFAD) Mobilização de recursos dos migrantes para cooperativas agrícolas http://www.ifad.org/remittances/projects/asia/ph-atikha.htm Objetivos:

The bond notes will be released into the market through normal banking channels in small denominations of $2 and $5 to fund export incentives of up to 5% which will be paid to exporters of goods and services and diaspora remittances.

Migration, Remittances, Poverty and Inequality in Algeria » Abdoul Aziz Ndoye (LEO, Université d’Orléans), « Measuring returns to education and decomposition of rural-urban inequality :

This fall in growth was the combined effect of weak global demand addressed to Morocco, a fall in international tourism revenues and remittances by Moroccans living abroad as well as a decline in value-added agriculture, especially in the production of food crops due to a shortage of rainfall which affected the previous crop year.

Migrants often provide benefits to their countries of origin, through remittances, and to their host countries by helping to offset a workforce gap in ageing populations.

Addressing a meeting in New York recently, he said it’s this large section of the population that lacks access even to the most basic banking services such as savings accounts, credit, remittances, payment services, financial advisory services to name a few.

Overall, 75 percent of all respondents report that remittances through relatives abroad have either decreased or dried up completely.